Insights & Education

Wealth Management Perspectives

Close-up of man using calculator
Tax Planning
Proposed Tax Changes from the Biden White House

From increasing rates to expanding credits, the Biden administration has proposed many tax changes that might affect you. Here’s what you need to know.
Peche Myers
Women Talking Wealth: Peche Myers

In the latest installment of our Women Talking Wealth series, Associate Branch Manager Peche Myers discusses the financial and professional impact of chronic illness.
Family reading a book sitting on the couch.
Education Funding
Education Planning Q&A: Student Debt Relief, In-Person Classes

Baird Education Planning Consultant Jeannette Haen weighs in on what to expect for 2021.
Woman with child looking at laptop
Cash & Lending Services
How To Organize Your Financial Life

Keeping your financial documents organized might feel like a chore, but it can be a lifesaver in an emergency.
Woman typing on laptop.
Retirement Planning
Seeing the Big Picture

To meet your financial goals requires keeping all your assets and accounts coordinated. New tools make it easier for you to keep your eye on the big picture.
College Graduates Huddled Together
Retirement Planning
"Am I Ready to Move Out of My Parents' House?"

Record numbers of young adults are living at home with their parents. Here are five steps you can take to pursue your own independence.
John Taft and Mike Antonelli
Investment Management
How Much Should You Be Worried About Inflation?

Are we in for a spate of inflation? If we are, how can you protect yourself? Baird’s John Taft and Mike Antonelli offer their perspectives on the future of your assets.
Email icon with purple background.
Retirement Planning
Financial Planning Mailbag: Dealing With Uncertainty

With the COVID-19 pandemic starting to wind down and a new government in Washington, our clients are wondering how to plan for the unknown.

Camper view from tent.
Investment Management
The Year of Living Dangerously

After a year of working from home and fearing this market, Ross Mayfield reflects on what the pandemic has taught millennials about investing.
Kathy Cobb
Retirement Planning
Education Funding
Women Talking Wealth: Kathy Cobb

In the latest installment of our Women Talking Wealth series, Business Development Consultant Kathy Cobb discusses her personal financial journey.
Young kids playing lacrosse.
Retirement Planning
Pay to Play: Planning for Your Child’s Extracurricular Activities

Make sure your budget is in line with your – and your child’s – expectations and level of interest.
Young woman working from home.
Retirement Planning
Retirement Planning – at Your First Job

Planning for your retirement isn’t hard, as long as you stick to a few simple principles. Even if you’re on your first real job, you can employ these strategies right now.
Man holding credit card.
Cash & Lending Services
5 Strategies for Paying Off Credit Card Debt

U.S. consumer credit card debt recently topped $1 trillion. Here are five tips for getting you back in the black.
US Capital Building at Night
Tax Planning
What the New Stimulus Bill Means for You

The Biden administration’s $1.9 trillion recovery plan offers several expanded tax credits and other relief measures. Here’s how you can take advantage of them.
Home purchase process graphic
Investment Management
Cash & Lending Services
The Case for Liquidity

The best way to maximize your outcomes is to maximize your choices.
Advisor shaking client's hand.
Investment Management
Unpacking What It Means To Be a Fiduciary

The fiduciary standard offers protection for investors, but that’s not the whole story.
Email icon with yellow background.
Investment Management
Market Mailbag: What Dangers Lurk Around the Corner?

Baird’s experts weigh in on the biggest threats to today’s stock market.
Candlestick Graph
Investment Management
How To Deal With the Inevitable Volatility

Be still, sad heart! Into each life some rain must fall.
John Taft and Mike Antonelli
Investment Management
To Bubble or Not to Bubble: That Is the Question

Are the current sky-high stock market valuations sustainable? Baird’s John Taft and Mike Antonelli discuss whether we’re in a bubble, and how investors should deal with it.
Mature couple meeting with advisor.
Retirement Planning
Education Funding
Parental Loans and Paying for College

Advice for parents before they agree to take on college debt for their children.
Young woman talking to advisor.
Retirement Planning
Tax Planning
Ten Financial Resolutions for Young Adults

Now that you’re out of your parents’ house and on your own, here’s how to build a solid financial footing for yourself.
The U.S. Capital
Retirement Planning
What’s in the New Coronavirus Relief Package

In addition to the relief checks, the new Covid-19 stimulus package contains adjustments to such things as charitable giving provisions, tax credits and unemployment.

Concerned man reviewing bills.
Retirement Planning
When Financial Health Meets Mental Health

As many have learned in 2020, your finances affect your mental well-being, and vice-versa. Acknowledging this is the first step toward conquering the stress.
Notebook containing writing - Roth IRA vs Traditional IRA Pros and Cons
Retirement Planning
Tax Planning
IRAs: To Convert or Not To Convert?

Is it nobler to suffer the slings and arrows of your traditional IRA? It depends on your circumstances.
Green leaf atop a bar chart.
Investment Management
ESG Under the Microscope

Baird’s John Taft and Chris Merker on how ESG is evolving and what investors should watch for.
Woman talking to another person while sitting at a desk.
Retirement Planning
Estate Planning
Cash & Lending Services
Planning To Be Alone

4 tips on how to financially prepare for widowhood.
Individual writing $100 check to undisclosed charity.
Charitable Giving
A Smarter Way to Give

With donor-advised funds, you can respond to a natural disaster in a way that fits your broader financial plans.
Baird Associate with Child in Gym
Tax Planning
Charitable Giving
Potential Tax Benefits of Charitable Giving

The 2017 Tax Cuts & Jobs Act (TCJA) will likely simplify filing for many taxpayers – but if you’ve traditionally deducted charitable gifts, you may have a new headache this tax season.
John Taft and Mike Antonelli
Investment Management
What Did We Learn?

Baird’s Mike Antonelli and John Taft weigh in on what they took away from a tumultuous 2020.
American Flag with US currency and upward trending stock chart overlayed on it
Tax Planning
What To Expect From a Biden Presidency

From tax brackets to estate taxes, President-elect Joe Biden has proposed many changes that could affect you.
Portrait of confident business woman.
Retirement Planning
Business & Executive Services
Relaunching Your Career During COVID

Baird Women Advisors offers five tips for women jumping back into the workforce during COVID.
Woman doing work in library.
Education Funding
Paying for Graduate School

You’ve spent your kids’ entire lives saving for their college tuition – so what happens when they say they want to go to grad school, too?
Woman putting money into piggybank.
Retirement Planning
Cash & Lending Services
Small Change

Investing isn’t only for the wealthy. Here’s how you can turn a weekly muffin and latte into a proper nest egg.
Double exposure of calculator and financial chart
Tax Planning
Taking Advantage of Tax-Loss Harvesting

After a year of great market volatility, many investors can make use of tax-loss harvesting - selling declining securities to get a tax advantage.

Couple working on paperwork.
Tax Planning
Tax Strategies for 2021 Filing

An in-depth look at the strategies taxpayers can take advantage of for the 2020 tax year.
Three generations of men sitting on couch.
Tax Planning
Cash & Lending Services
Helping Out a Family Member in Financial Trouble

How do you offer money in a way that works for everyone?
Family reading a book sitting on the couch.
Education Funding
Saving for College: A Brief Guide for Parents

Key questions that can help you get started on providing for your kids’ education.
US Flag
Investment Management
So Now What?

What investors should be thinking about now that the election is over.
woman on Laptop
Retirement Planning
Inside the Gender Wage Gap

Women make 82 cents for every dollar earned by men. Here’s how – and why - that happens.
Purple envelope - new mail notification.
Retirement Planning
Clients Ask: How Should I Handle Early Retirement?

The COVID-19 pandemic has pushed many people into retirement earlier than they expected. Here’s how to handle the key decisions.
Older couple in vacation destination.
Retirement Planning
Are You Working Too Much?

When do you know you’ve crossed the line from “the right amount” to “too much?”
United State Capital Building Illustration
Investment Management
A Final Thought on the 2020 Election

How will the stock market react once all the votes are counted?
Hands typing on laptop.
Investment Management
The Dangers of Portfolio Tinkering

“Your money is like a bar of soap – the more you handle it, the less you’ll have.”
Two women, one with a laptop, talking at a desk.
Estate Planning
Taking Control of Your Financial Future

A majority of American women say they would like to be more engaged with their finances. Here’s how you can remain in control of your money.
Couple meeting with Advisor at home.
Tax Planning
High-Net-Worth Tax Moves for Right Now

The current environment – low taxes, low interest rates, new CARES Act regulations – adds up to several tax advantages for high-net-worth individuals.
Woman using computer.
Insurance Planning
Key Moves for Open Enrollment Season

During this year’s open enrollment season, take some time to make sure your benefits choices are aligned with your overall financial plan.
Mom and daughter holding piggy bank.
Education Funding
Teaching Kids to Be Fiscally Fit

For any parent, one of the most valuable lessons you can teach your children is how to be smart with money. No matter how old they are, there are lessons to be imparted.

Couple painting home interior.
Retirement Planning
Investing Starts at Home

Thinking about a home improvement? Here are a few that could actually pay off when you go to sell your home.
Retired Couple Driving Convertible Into Sunset
Retirement Planning
Where Should You Retire?

Where should you retire? From low taxes to high culture, here’s a quick survey of the factors to consider in choosing where you’ll spend the rest of your life.
John Taft and Mike Antonelli
Investment Management
The 2020 Surge in Retail Trading

Baird’s Mike Antonelli and John Taft discuss what it means when individual stock traders take things into their own hands.
Green Envelope New Mail Notification
Investment Management
Investment Strategy Mailbag: Where Do You Invest During a Pandemic?, Investing at Age 70

Investment strategy questions posed to Baird market experts. Updated: September 4, 2020
Middle aged man typing on a computer.
Investment Management
Staying the Course

Focus too much on day-to-day market performance and you could miss the larger trend.
Benefits Meeting
Investment Management
Making the Most of Employee Stock Ownership

With companies reducing grants of options or restricting company stock in their 401(k) plan, employee stock purchase plans are emerging as powerful investment vehicles.

John Taft and Mike Antonell
Investment Management
ESG Investing During the COVID Pandemic

Mike Antonelli and John Taft look at how ESG investments have fared in the face of extreme market volatility.
US Flag
Investment Management
Investing in an Election Year

Mike Antonelli and Ross Mayfield discuss the perils in letting the upcoming election influence your portfolio strategy.
Newspaper
Investment Management
How to Read the Financial News

You can’t always take what you read at face value. Here’s how you can sift through the news to get to the actionable insight you’re after.
Abstract Financial Chart
Investment Management
Amazon, Tesla and Hindsight Bias

"In looking back, I knew it all along."
woman Looking at Computer
Investment Management
Diversification: The "Free Lunch" of Portfolio Building

While diversification doesn’t guarantee against loss, it is one of the most successful strategies for portfolio building over the long term.
Email Icon
Investment Management
Market Mailbag: Have We Hit Bottom?, Understanding the National Debt

Client questions posed to Baird market analysts. Updated: July 28, 2020
Group Dinner Adults
Retirement Planning
A Retirement Guide for Today

What Clients Are Asking in the Wake of COVID-19
Street Signs - Main Street and Wall Street
Investment Management
A Most Curious Market Rally

Why is the market doing so well with so many out of work?
Mother and Daughter Looking at Computer
Education Funding
"Will Colleges Still Offer Classes in September?"

What students should be thinking about before committing to in-person classes this fall.
Mike Antonelli and John Taft
Investment Management
Optimism vs. Pessimism

Mike Antonelli and John Taft take on conventional wisdom behind the aging investor.
Old Stock Certificate
Business & Executive Services
Make the Most of Your Stock Compensation With an 83(b) Election

Stock options are always tricky from a tax standpoint. Here’s one way to make them work for you.
John Taft
Investment Management
Reg BI – A Win for All Involved

Reg BI raises the bar for investor protection while preserving individuals’ ability to choose who they work with, the products that best suit them, and how to pay for them.

Student attending online class
Education Funding
A Q&A on Education Planning During COVID-19

COVID-19 has had a major impact on the way people are saving – and paying – for college. Baird’s Wealth Solutions Group weighs in.
Medical Bills
Cash & Lending Services
Five Do’s and Don’ts of Medical Debt

It’s easy to get overwhelmed when that first big medical bill arrives. Here are five do’s and don’ts so you don’t pay more than you have to.
Covid Chart
Investment Management
The COVID-19 Recession

The COVID-19 recession is different from recessions in the past. Here’s why it matters.
Man with dog sitting on pier
Tax Planning
Estate Planning
Cash & Lending Services
4 Myths When Managing Sudden Wealth

Sudden wealth can be a blessing – or a curse, if not managed thoughtfully.
John Taft and Mike Antonell
Investment Management
These Are a Few of My Favorite Quotes

Mike Antonelli and John Taft turn to investing legends past and present to help make sense of these turbulent times.
The U.S. Capital
Retirement Planning
The COVID-19 Stimulus Bill: How It Affects You

In addition to direct payments and loans, the CARES Act also contains provisions dealing with your financial and tax planning. Here’s how it can help you right now.
Two Women in Conversation
Business & Executive Services
How Does Equity Compensation Fit Into Your Financial Plan?

Equity compensation can be complex, but don’t let your benefits go on autopilot. Here’s why it’s important to factor them into your broader wealth management plans.

Family of four including teenager and baby.
Insurance Planning
Life Insurance Solutions for Your Blended Family

Financial planning for blended families can be uncomfortable at best, but life insurance can also help you deal with the special problems of a second family.

FAFSA Paperwork on Table
Education Funding
The Smart Way to Pay Off Student Loans

When it comes to paying off your student loan debt, you may have more options than you realize.
Chess Pieces
Tax Planning
Education Funding
Business & Executive Services
Financial Planning Opportunities in a COVID-19 World

Despite broad market instability and low interest rates, there are several long-term planning opportunities that you can take advantage of now.
Dominoes being pushed down by hand
Education Funding
Cash & Lending Services
Identity Theft
COVID-19: What Should I Be Thinking About Today?

Here are steps you can take today to regain some financial control in these unprecedented times.
Hiker View
Investment Management
In the Markets Now: An Open Letter to My Fellow Twenty-Something Investors

The volatility of the last few weeks has been unprecedented and unrelenting. This puts younger investors in an interesting and even enviable position.

Hand holding credit card
Cash & Lending Services
Debt: Not Necessarily a Four-Letter Word

If left unchecked, debt can cost you both money and peace of mind. Here are 6 ways to get it under control and working for you.
Multigenerational collage of images of people
Investment Management
Retirement Planning
Estate Planning
Insurance Planning
Financial Plans Evolve Through Every Stage of Life

A financial plan must evolve with your goals, family and income level. Here's a look at how three key areas of your financial decision-making change as you move through life.
Middle aged couple meeting with an Advisor
Retirement Planning
How the SECURE Act Will Change Your Retirement Distributions

The SECURE Act raises the age for taking required minimum distributions (RMDs) from a retirement plan, lifting it from age 70 ½ to 72. Here’s why that matters to you.

John Taft and Mike Antonell
Investment Management
Lessons Learned From Investing in Volatile Times

John Taft and Mike Antonelli discuss their experiences and how to avoid the most common mistakes.
Couple meeting with advisor
Retirement Planning
The SECURE Act’s Impact on Your Estate Planning

Thanks to the SECURE Act, certain tactics for tax and estate strategies have been curtailed. People who had been considering these tactics will now have to look elsewhere.

Trading floor activity.
Investment Management
The Dangers of Selling During a Market Drop

Timing the market can be difficult – timing the market in a panic can be devastating.
Phone and Stock Chart
Investment Management
Baird Market Commentary

What Investors Need To Know About the Recent Selloff
Mike Antonelli
Retirement Planning
A Lesson From My Youth

Life isn’t experienced on a balance sheet – it’s about experiencing what the world has to offer.
Father looking at paperwork with wife and kids in background.
Education Funding
How the SECURE Act Can Help With College

The SECURE Act, which took effect at the beginning of this year, was primarily focused on retirement savings, but there was good news for families that have made use of 529 college tuition plans, too.

Woman Looking at Paperword
Retirement Planning
Bridging the Gap: How to Pay for Healthcare When Retiring Early

Medicare coverage begins at age 65 – so if you’re thinking of retiring early, you’ll need to bridge the healthcare gap until then. Here are some ideas.
Man concentrating while looking at laptop
Investment Management
Look Beyond the Headlines: The Coronavirus

What is the coronavirus, and how will it impact your portfolio?
Mother and son on laptop
Education Funding
Wealth and the Single Parent

Making smart financial choices while raising kids on your own can require additional planning and discipline.
Couple looking at paperwork
Retirement Planning
Taking Advantage of the SECURE Act

The new SECURE Act presents some significant changes to IRAs and other retirement vehicles. Here’s how you can take advantage of the new rules.
Couple looking at paperwork
Estate Planning
A Brief Guide to Prenups

Some 62% of marriage lawyers saw a rise in prenups between 2013 and 2016. If you’ve considered joining this trend, here some good reasons to do so – and the pitfalls to avoid.
Globe with connection points
Identity Theft
Protect Yourself From Wire Fraud

Wire fraud is one of the most frightening types of theft that can happen to you, if for no other reason than wire transfers are routinely transacted in the tens or even hundreds of thousands of dollars. But a good financial professional, such as those at Baird, can help ensure your transactions are safe.
Stock Chart
Investment Management
The Difficulty in Calling a Market Top

Trying to “time the market” is both highly risky and incredibly difficult.
Wedding sign arrow and flowers
Cash & Lending Services
How to Cover the Cost of Your Wedding

The average American wedding costs roughly $30,000 these days. If that number gives you cold feet, here are some practical ways to help you keep that special day under control.

Woman using calculator
Cash & Lending Services
A Budget You Can Live With

A budget can be the first step toward achieving your financial goals. But it doesn’t work if it’s not realistic. Here are some steps to help get your finances under control.
Middle Aged Couple Reviewing Tablet
Retirement Planning
When to Take Your Benefit: A Key Retirement Decision

You should manage your Social Security like any other investment. Unfortunately, most Americans don’t, and may be missing out on as much as $100,000 in benefits. Here’s a guide to help you make the most of Social Security.
Stock Chart
Investment Management
Building Portfolios for Volatile Times

If the market’s sudden moves have you thinking about getting out, here are some investment strategies to reassure you. Most important: Keep your focus on the long term.
Two women and son sitting with laptop
Insurance Planning
How Much Life Insurance Do You Need?

The primary purpose of life insurance is to cover the financial needs of loved ones after you’re gone. How much is enough for your family? This guide from Baird can help.
Military Man Hugging Family
Retirement Planning
Education Funding
Understanding Your Benefits: Financial Planning for Service Members

Service members who reach their ETS date or retire from the U.S. military are eligible for a host of financial benefits. Here’s how you can take advantage of them.
Brunette woman, sitting and sketching. She is surround by fabrics, thread, a dress forms and other sewing materials.
Business & Executive Services
Picking the Right Corporate Structure for Your Business

How you structure your business can impact taxes, fundraising and what you’re responsible for if things go wrong.
Lottery Balls
Tax Planning
So You Won the Lottery

Don’t assume that all your problems are over. Sometimes more money can create issues you didn’t see coming. Here are some simple steps to take to protect your Mega Millions.
Mother baking with son
Estate Planning
Insurance Planning
Planning for a Child With Special Needs

More than 50 million Americans have some sort of special needs that their families are coping with? Here’s how to start addressing the financial challenges that these families are facing.
Mom, Dad and Daughter Counting Piggy Bank Change
Investment Management
Modeling Good Financial Behavior for Your Kids

How do kids learn to handle their money? From watching you! Here are a few steps you can take to show them, by example, to be responsible savers and consumers.
Mom and Dad helping son pack for college.
Retirement Planning
Education Funding
Cash & Lending Services
How Much Should You Support Your Kids in College?

We all want what’s best for our kids, but you want them to learn the value of money too.
Man and pregnant woman looking at tablet
Insurance Planning
What to Expect (Financially) When You’re Expecting

You’re never fully prepared for how a child will change your life. But at least you can anticipate some of the financial challenges.
Mike Antonelli
Investment Management
Retirement Planning
Modern-Day Wealth Management

Wealth management is about more than stocks or annuities. For Mike Antonelli, it’s about driving your beat-up old station wagon 2,000 miles to your happy place.
Group of people at a cemetary
Estate Planning
Wealth Management in Real Life: What to Do When a Loved One Is Dying

When a parent is approaching the end of their days, there are a lot of uncomfortable decisions to be made. Here’s a guide to help organize and clarify your thinking at this difficult time.
Mike Antonelli and John Taft
Retirement Planning
"Are We Going to Be Okay?"

Bull and Baird blog author Mike Antonelli and John Taft, author of the blog Finance for the Greater Good, discuss the most important question they get from Baird clients.
Young adult reviewing finances
Retirement Planning
5 Financial Mistakes You Might Be Making Right Now

Five of the most common money mistakes people make – and how to avoid them.
Three generations family picnic
Estate Planning
Wealth Management Is a Family Affair

It may be awkward and uncomfortable to involve your children in your long-term financial planning. But it can make things easier for everyone involved, both now and into the future.
Multi-generational Family
Estate Planning
When a Loved One Is Diagnosed With Alzheimer’s

Financial considerations you should keep in mind as you plan for care.
Three Generations of Women
Insurance Planning
Managing Health Care for an Elderly Loved One

For many caregivers, this can be a very difficult choice. This article can help you with both the practical and emotional sides of this decision.

Stethoscope
Insurance Planning
Long-Term Care Insurance: A Beginner’s Guide

More than two thirds of us are likely to need some form of long-term care in our lives. Will you be able to cover that expense? The time to start getting prepared for it is right now.
Couple walking a dog
Retirement Planning
Have You Planned for All 3 Phases of Retirement?

The key to a fulfilling, happy retirement is being prepared – mentally and financially – for all 3 phases.
Couple Buying Car
Cash & Lending Services
Should You Buy or Lease Your Next Car?

Four questions to ask yourself before signing on the dotted line.
Woman looking at finances on laptop
Education Funding
To Consolidate or Not To Consolidate Your Student Debt

Consolidating or refinancing your student loans could save you time and hassle – and even reduce your monthly payments. But is it the smart decision?

Two men on looking at tablet
Cash & Lending Services
‘Til Debt Do Us Part

Thinking about taking the financial plunge and combining your finances? Here are six relationship-saving strategies to consider before merging your accounts.
Grandfather and Grandson playing guitar
Education Funding
Giving Love – and Money – to the Grandkids

In addition to being an incredibly loving gesture, paying for a grandchild’s education is a substantial investment in their future. Baird has thoughts about how you – and they – can get the most out of it.
Mike Antonelli
Retirement Planning
Don’t Believe the Word on the Tweet

As a Millennial, you’ve probably read a million social media posts trying to tell you who you are and where you’re going in life. Let us help you prove them wrong.
Cyber Security Lock
Identity Theft
Cyber Self-Defense: Protecting Yourself Online

Between online commerce and social media, we’re all spending more time on the internet these days. So are cyber criminals. Learn to protect yourself from their most common scams.
Mike Antonelli
Investment Management
Some Things Are Just Too Hard

How is landscaping like investing? For Baird’s Mike Antonelli, they’re both things he’s happy to pay a professional to do for him.
Cash Savings Jar
Cash & Lending Services
Building Your Emergency Fund

Relying on credit cards in a crisis could be costly. The smarter choice? Start building your personal emergency fund.
Tablet and Locks
Identity Theft
Safeguard Your Online Information

With so much of our business happening online these days, it’s no surprise that hackers put a great deal of effort into trying to access your information.

Hands on keyboard
Identity Theft
Gone Phishing

7 red flags that an email you received is actually an attempt to steal your personal information
Couple meeting with bank
Cash & Lending Services
Is Now the Time To Refinance Your Mortgage?

Falling interest rates have many homeowners taking a second look at their original loans.
Environmental, Social, Governance
Investment Management
Incorporating Responsible Investing Into Your Portfolio

While investing is instrumental to achieving the future you want, you don’t have to sacrifice your principles along the way.

Man on train
Tax Planning
So You’ve Inherited Some Property….

Inheriting a lump sum of cash is a relatively simple process. Inheriting a noncash asset, though, like a vacation home or a stock portfolio, can present a whole different set of issues.
Male hiker on mountain range
Retirement Planning
Three Alternatives to a Traditional Retirement

Not everyone wants a traditional retirement, but it can be tough to visualize a different path when society seems to expect you to work for four decades and bow out when you’re eligible for Social Security.

Cash & Lending Services
Teaching Kids to be Financially Fit

As a parent, one of the most valuable lessons you can teach your children is how to be smart with money.
Family on the beach
Insurance Planning
Preparing for Risks You Can’t Foresee

No matter where you are in your life’s journey, there’s going to be some element of risk you’ll need to plan for.

ESG environmental, social and governance issues
Investment Management
Investing in Your Values

The rise of socially responsible investing lets investors put their money where their values are. This is the first in a two-part series on Socially Responsible Investing.
Man in sport coat
Investment Management
Putting Your Investment Eggs in Multiple Baskets

No matter how a concentration position develops, if your portfolio is overweighted in any one position, you’re exposed to undue risk.

Husband and wife paying bills
Retirement Planning
Prepare for Medicare: A Guide for First-Timers

Medicare is a program that includes several different forms of health care, some of which are provided by the federal government and some by private insurers. As a result, it can be a fairly complicated program to understand.
Woman waiting for train
Business & Executive Services
Maximizing Company Stock Compensation

Receiving shares of stock in the company you work for as part of your compensation is an excellent way to share in the success of the business, and can be very lucrative. But stock awards can be tricky to manage.

iPadGroup of individuals, faces unseen, surrounding a tablet with various charts on the screen.
Investment Management
Does Diversification Still Work?

Hindsight may be 20/20, but investing is about looking forward.
Woman presenting
Business & Executive Services
A Big Decision for Small Businesses

It’s critical you identify the right retirement plan for your business.
Couple hugging in front of house
Retirement Planning
How to Buy a House in Eight Steps: A Guide for First-Time Homebuyers

Whether "someday" is coming up soon or still a couple years down the road, you can benefit from learning about the process and the financial decisions you'll need to make.
African-American mother smiling while hugging two young sons.
Education Funding
Where should my next dollar go? Education vs. Retirement

A new feature that helps readers tackle their most pressing wealth management concerns.
Woman writing with pencil and paper and typing into calculator.
Tax Planning
Be a Good Partner to Your CPA

Advice for keeping the tax return preparation process simple and cost-effective.
Two women discussing plans in a large conference room.
Retirement Planning
What Women Need to Know About Social Security

Tips for women looking to maximize their Social Security benefits.
To do list
Tax Planning
Four Financial Resolutions (and Simple Ways to Keep Them)

Keeping a financial resolution starts with practicing good habits every day, all year long. Here’s are a few easy steps you can take to follow through on some of the most common financial resolutions:

Man and woman sitting at table
Retirement Planning
How to Prepare for the Financial Impact of Divorce

While divorce can be overwhelming, there are ways to be proactive and take steps to maintain your financial well-being. Here are a few things to consider at key stages of the divorce process.
Human head with puzzle as brain
Investment Management
Don’t Let the Market Psych You Out

Understanding the way our innate tendencies affect the decisions we make can help you be a smarter investor in any environment.
Wedding ring, sold sign and baby carriage
Education Funding
Wealth Management in Real Life

Just engaged? Here’s how to financially plan ahead for marriage, a house and kids.
Person looking at phone and working on laptop
Investment Management
Getting Ahead of the Curve

In December 2008, on the heels of the Great Recession, the Federal Reserve attempted to stave off deflation by lowering interest rates to near 0%. It took seven years before the Fed would raise rates again, but now – eight rate hikes later with more seemingly on the way – most economists agree we’re in a rising rate environment.

Millennials taking a group photo
Estate Planning
Why Everyone Needs an Estate Plan – Yes, Even You

No matter where you are in your life – just starting out, a couple years into your career or planning for retirement – you can and should have an estate plan.
Couple sitting at table looking at papers
Estate Planning
Don’t Put Off Your Estate Plan!

No matter the size of your family or bank account, the conversation about estate planning needs to be had.
Mature mother and daughter discussing finances.
Estate Planning
Talking With Aging Parents About Their Finances

How you can make conversations with your parents about their finances easier and more productive.
Financial Advisor Locator Form

Find a Financial Advisor Near You

A Baird Financial Advisor can help get you from where you are now to where you want to be.