Wealth Management Perspectives
The Difficulty in Calling a Market Top
Trying to “time the market” is both highly risky and incredibly difficult.
When to Take Your Benefit: A Key Retirement Decision
You should manage your Social Security like any other investment. Unfortunately, most Americans don’t, and may be missing out on as much as $100,000 in benefits. Here’s a guide to help you make the most of Social Security.
Building Portfolios for Volatile Times
If the market’s sudden moves have you thinking about getting out, here are some investment strategies to reassure you. Most important: Keep your focus on the long term.
How Much Life Insurance Do You Need?
The primary purpose of life insurance is to cover the financial needs of loved ones after you’re gone. How much is enough for your family? This guide from Baird can help.
2019 Year-End Tax and Financial Planning Checklist
Six areas where thoughtful tax, investment and financial planning can make a big difference on your tax returns in 2020.
Potential Tax Benefits of Charitable Giving
The 2017 Tax Cuts & Jobs Act (TCJA) will likely simplify filing for many taxpayers – but if you’ve traditionally deducted charitable gifts, you may have a new headache this tax season.
Understanding Your Benefits: Financial Planning for Service Members
Service members who reach their ETS date or retire from the U.S. military are eligible for a host of financial benefits. Here’s how you can take advantage of them.
Picking the Right Corporate Structure for Your Business
How you structure your business can impact taxes, fundraising and what you’re responsible for if things go wrong.
What’s Going On With the Economy?
From trade wars to inverted yield curves, there’s a lot that can move the economy. Baird’s Willie Delwiche looks at the headlines and explains everything you need to know.
So You Won the Lottery
Don’t assume that all your problems are over. Sometimes more money can create issues you didn’t see coming. Here are some simple steps to take to protect your Mega Millions.
Planning for a Child With Special Needs
More than 50 million Americans have some sort of special needs that their families are coping with? Here’s how to start addressing the financial challenges that these families are facing.
Modeling Good Financial Behavior for Your Kids
How do kids learn to handle their money? From watching you! Here are a few steps you can take to show them, by example, to be responsible savers and consumers.
How Much Should You Support Your Kids in College?
We all want what’s best for our kids, but you want them to learn the value of money too.
What to Expect (Financially) When You’re Expecting
You’re never fully prepared for how a child will change your life. But at least you can anticipate some of the financial challenges.
Modern-Day Wealth Management
Wealth management is about more than stocks or annuities. For Mike Antonelli, it’s about driving your beat-up old station wagon 2,000 miles to your happy place.
Wealth Management in Real Life: What to Do When a Loved One Is Dying
When a parent is approaching the end of their days, there are a lot of uncomfortable decisions to be made. Here’s a guide to help organize and clarify your thinking at this difficult time.
"Are We Going to Be Okay?"
Bull and Baird blog author Mike Antonelli and John Taft, author of the blog Finance for the Greater Good, discuss the most important question they get from Baird clients.
5 Financial Mistakes You Might Be Making Right Now
Five of the most common money mistakes people make – and how to avoid them.
Wealth Management Is a Family Affair
It may be awkward and uncomfortable to involve your children in your long-term financial planning. But it can make things easier for everyone involved, both now and into the future.
When a Loved One Is Diagnosed With Alzheimer’s
Financial considerations you should keep in mind as you plan for care.
Managing Health Care for an Elderly Loved One
For many caregivers, this can be a very difficult choice. This article can help you with both the practical and emotional sides of this decision.
Long-Term Care Insurance: A Beginner’s Guide
More than two thirds of us are likely to need some form of long-term care in our lives. Will you be able to cover that expense? The time to start getting prepared for it is right now.
Have You Planned for All 3 Phases of Retirement?
The key to a fulfilling, happy retirement is being prepared – mentally and financially – for all 3 phases.
Should You Buy or Lease Your Next Car?
Four questions to ask yourself before signing on the dotted line.
Keeping the Big Picture in Perspective
Baird’s Investment Strategy Team shares timely perspective on the investment markets and economy in this midyear outlook.
To Consolidate or Not To Consolidate Your Student Debt
Consolidating or refinancing your student loans could save you time and hassle – and even reduce your monthly payments. But is it the smart decision?
‘Til Debt Do Us Part
Thinking about taking the financial plunge and combining your finances? Here are six relationship-saving strategies to consider before merging your accounts.
Giving Love – and Money – to the Grandkids
In addition to being an incredibly loving gesture, paying for a grandchild’s education is a substantial investment in their future. Baird has thoughts about how you – and they – can get the most out of it.
Don’t Believe the Word on the Tweet
As a Millennial, you’ve probably read a million social media posts trying to tell you who you are and where you’re going in life. Let us help you prove them wrong.
Cyber Self-Defense: Protecting Yourself Online
Between online commerce and social media, we’re all spending more time on the internet these days. So are cyber criminals. Learn to protect yourself from their most common scams.
Some Things Are Just Too Hard
How is landscaping like investing? For Baird’s Mike Antonelli, they’re both things he’s happy to pay a professional to do for him.
Building Your Emergency Fund
Relying on credit cards in a crisis could be costly. The smarter choice? Start building your personal emergency fund.
Debt: Not Necessarily a Four-Letter Word
If left unchecked, debt can cost you both money and peace of mind. Here are 6 ways to get it under control and working for you.
Safeguard Your Online Information
With so much of our business happening online these days, it’s no surprise that hackers put a great deal of effort into trying to access your information.
7 red flags that an email you received is actually an attempt to steal your personal information
Is Now the Time To Refinance Your Mortgage?
Falling interest rates have many homeowners taking a second look at their original loans.
Incorporating Responsible Investing Into Your Portfolio
While investing is instrumental to achieving the future you want, you don’t have to sacrifice your principles along the way.
So You’ve Inherited Some Property….
Inheriting a lump sum of cash is a relatively simple process. Inheriting a noncash asset, though, like a vacation home or a stock portfolio, can present a whole different set of issues.
Three Alternatives to a Traditional Retirement
Not everyone wants a traditional retirement, but it can be tough to visualize a different path when society seems to expect you to work for four decades and bow out when you’re eligible for Social Security.
Teaching Kids to be Financially Fit
As a parent, one of the most valuable lessons you can teach your children is how to be smart with money.
Preparing for Risks You Can’t Foresee
No matter where you are in your life’s journey, there’s going to be some element of risk you’ll need to plan for.
Investing in Your Values
The rise of socially responsible investing lets investors put their money where their values are. This is the first in a two-part series on Socially Responsible Investing.
Putting Your Investment Eggs in Multiple Baskets
No matter how a concentration position develops, if your portfolio is overweighted in any one position, you’re exposed to undue risk.
Prepare for Medicare: A Guide for First-Timers
Medicare is a program that includes several different forms of health care, some of which are provided by the federal government and some by private insurers. As a result, it can be a fairly complicated program to understand.
Maximizing Company Stock Compensation
Receiving shares of stock in the company you work for as part of your compensation is an excellent way to share in the success of the business, and can be very lucrative. But stock awards can be tricky to manage.
How To Organize Your Financial Life
Keeping your financial documents organized might feel like a chore, but it can be a lifesaver in an emergency.
Does Diversification Still Work?
Hindsight may be 20/20, but investing is about looking forward.
A Big Decision for Small Businesses
It’s critical you identify the right retirement plan for your business.
How to Buy a House in Eight Steps: A Guide for First-Time Homebuyers
Whether "someday" is coming up soon or still a couple years down the road, you can benefit from learning about the process and the financial decisions you'll need to make.
5 Tax Traps to Avoid When Filing Your 2018 Returns
Tim Steffen, Baird’s Director of Advanced Planning, walks through the five biggest changes taxpayers need to be aware of as they put together their 2018 returns.
What Women Need to Know About Social Security
Tips for women looking to maximize their Social Security benefits.
Where should my next dollar go? Education vs. Retirement
A new feature that helps readers tackle their most pressing wealth management concerns.
Be a Good Partner to Your CPA
Advice for keeping the tax return preparation process simple and cost-effective.
2019 Planning Perspective
Baird's Director of Advanced Planning considers how a divided Congress could affect your financial plans.
2019 Market Outlook
Baird's Investment Strategy Team makes the case for caution and patience in the New Year.
Four Financial Resolutions (and Simple Ways to Keep Them)
Keeping a financial resolution starts with practicing good habits every day, all year long. Here’s are a few easy steps you can take to follow through on some of the most common financial resolutions:
How to Prepare for the Financial Impact of Divorce
While divorce can be overwhelming, there are ways to be proactive and take steps to maintain your financial well-being. Here are a few things to consider at key stages of the divorce process.
Don’t Let the Market Psych You Out
Understanding the way our innate tendencies affect the decisions we make can help you be a smarter investor in any environment.
Wealth Management in Real Life
Just engaged? Here’s how to financially plan ahead for marriage, a house and kids.
Getting Ahead of the Curve
In December 2008, on the heels of the Great Recession, the Federal Reserve attempted to stave off deflation by lowering interest rates to near 0%. It took seven years before the Fed would raise rates again, but now – eight rate hikes later with more seemingly on the way – most economists agree we’re in a rising rate environment.
A Smarter Way to Give
With donor-advised funds, you can respond to a natural disaster in a way that fits your broader financial plans.
Why Everyone Needs an Estate Plan – Yes, Even You
No matter where you are in your life – just starting out, a couple years into your career or planning for retirement – you can and should have an estate plan.
Don’t Put Off Your Estate Plan!
No matter the size of your family or bank account, the conversation about estate planning needs to be had.